Modern home design became popular in the early 20th century and has a heavy influence on today’s contemporary designs. The core of modern designs can be seen in their:
- Use of geometric shapes
- Large, floor-to-ceiling windows
- Clean lines and flat roofs
- Open floor plans
These styles attempt to connect with nature through minimalism and fluid design between outdoor and indoor spaces. Modern house styles branch into a few key sub-styles.
Contemporary homes resemble the modern homes of the mid-20th century with a renewed emphasis on sustainability. Current contemporary styles are rooted in minimalism, which you can see in these key features:
- Asymmetrical exterior
- Clean lines
- Open floor plan layout
- Geometry highlighted in its structure
- Sustainable building materials and features
Contemporary homes aim to find beauty in a simple and appealing design with ties to nature and more warmth than modern home styles offer.
Georgian-style homes were one of the most common styles in the 18th century and showcased formal and classical details that previous homes didn’t. Georgian houses are similar to Federal houses, though they can be distinguished by:
- A crown and pilasters framing the front door
- Decorative quoins or bricks at the corners
- Smooth decorative blocks as moulding
You can also find regional variations with hooded front doors and pent roofs between levels.
Mediterranean home styles are made of stucco, so they’re most common in warm climate states like Arizona and California. These homes grew in popularity in the 1920s and ‘30s after being featured as homes for the rich and famous on the silver screen.
Mediterranean-style homes include Spanish and Italian architectural elements. These key features make them easy to spot:
- Stucco walls painted white or brown
- Classic red tile roofs
- Arched doorways and windows
- Ornamentation including wrought iron, heavy doors, and decorative tiles
Mediterranean homes still carry the feelings of class and luxury they were built with over 100 years ago, with an added element of history and charm.
Second Empire homes were a modern Victorian-era style that started in France before spreading through the Northeastern and Midwestern United States. Second Empire architecture features similar ornate Victorian trends, though generally offers a simplified Victorian aesthetic.
These elements help identify a Second Empire home:
- Uniquely shaped Mansard Roof
- Decorative window framing and dormers
- Decorative rails or balustrades around terraces and staircases
- Iron roof crest and eaves with support brackets
Second Empire homes are also easy to identify since they’re the only Victorian-era style that often features a symmetrical, rectangular floor plan.
Ranch house styles are the most searched style in the US today and are common in cities and suburbs across the country. There are various ranch house styles, including California and split-level ranch homes. The main distinguishing features between these styles are living space and home layout.
Ranch style homes feature:
- Single-story floor plans with low-pitched roofs
- Rectangular, “U,” or “L” shaped open floor plans
- Patio or deck space connected to the home
- Often includes a finished basement or attached garage
Ranch homes are the most popular homes in 34 US states — particularly in the Midwest and on the East Coast.
Cottage-style homes are often quaint and cozy — emphasizing charm and comfort over ornamentation. Cottage houses come in a variety of styles and can mimic bungalows, Tudor house styles, and more.
Look for these designs to identify a cottage:
- Asymmetrical exterior
- Typically one to one-and-a-half stories
- Traditional aesthetics that aren’t too rustic
- Open floor plans with wide halls and doorways
A cottage house style is extremely versatile, and its small size makes it great for small families or guest houses.
The U.S. health system is a mix of public and private, for-profit and nonprofit insurers and health care providers. The federal government provides funding for the national Medicare program for adults age 65 and older and some people with disabilities as well as for various programs for veterans and low-income people, including Medicaid and the Children’s Health Insurance Program. States manage and pay for aspects of local coverage and the safety net. Private insurance, the dominant form of coverage, is provided primarily by employers. The uninsured rate, 8.5 percent of the population, is down from 16 percent in 2010, the year that the landmark Affordable Care Act became law. Public and private insurers set their own benefit packages and cost-sharing structures, within federal and state regulations.
