The U.S. health system is a mix of public and private, for-profit and nonprofit insurers and health care providers. The federal government provides funding for the national Medicare program for adults age 65 and older and some people with disabilities as well as for various programs for veterans and low-income people, including Medicaid and the Children’s Health Insurance Program. States manage and pay for aspects of local coverage and the safety net. Private insurance, the dominant form of coverage, is provided primarily by employers. The uninsured rate, 8.5 percent of the population, is down from 16 percent in 2010, the year that the landmark Affordable Care Act became law. Public and private insurers set their own benefit packages and cost-sharing structures, within federal and state regulations.
Mediterranean home styles are made of stucco, so they’re most common in warm climate states like Arizona and California. These homes grew in popularity in the 1920s and ‘30s after being featured as homes for the rich and famous on the silver screen.
Mediterranean-style homes include Spanish and Italian architectural elements. These key features make them easy to spot:
- Stucco walls painted white or brown
- Classic red tile roofs
- Arched doorways and windows
- Ornamentation including wrought iron, heavy doors, and decorative tiles
Mediterranean homes still carry the feelings of class and luxury they were built with over 100 years ago, with an added element of history and charm.
The French Colonial house style can be seen around the world and has significant variety among its sub-styles.
French Colonial houses have the same symmetry as other Colonial homes with these distinct features:
- Dormer windows, including one centered above the door
- External stairs to enter higher floors
- Iron stairs and balconies
- Slightly raised basements to support the floor
French Colonial houses are most similar to Spanish Colonial houses and easily identified by their elaborate iron balconies, stairs, and entrances.
The American Farmhouse is a simple and timeless style. Farmhouses are designed to be practical first and foremost. They’re common across the US and often showcase regional variations, like wrap-around porches in the South.
Farmhouses have evolved with time and location, but often feature these elements:
- Rectangular floor plan
- Large front porches
- Natural wood and stone materials
- Few and small windows
- Formal front rooms separated from family rooms
Of course, the easiest way to identify a farmhouse is that they’ll often be situated on a large plot of farmland.
Colonial-style houses are simple rectangular homes that became popular in the 1600s as colonists settled the East Coast. These homes have many variations due to the fact that new communities all over the world built Colonial-style homes to suit their culture.
British Colonial style is the most common and recognizable Colonial home. Its key features include:
- A side-gabled roof
- Two floors
- A centered front door
- Symmetrical windows on either side of the door
The rectangular shape and interest in symmetry are seen in other Colonial house styles, too. Materials and decorative features can vary by region, as some Colonial houses sport brick exteriors and ornate trim, while others showcase shingle siding and simple shutters.
These are also some of the cheapest types of houses to build.
