Ranch house styles are the most searched style in the US today and are common in cities and suburbs across the country. There are various ranch house styles, including California and split-level ranch homes. The main distinguishing features between these styles are living space and home layout.

Ranch style homes feature:

• Single-story floor plans with low-pitched roofs
• Rectangular, “U,” or “L” shaped open floor plans
• Patio or deck space connected to the home
• Often includes a finished basement or attached garage

Ranch homes are the most popular homes in 34 US states — particularly in the Midwest and on the East Coast.

The United States has 63 national parks, which are Congressionally-designated protected areas operated by the National Park Service, an agency of the Department of the Interior.[1] National parks are designated for their natural beauty, unique geological features, diverse ecosystems, and recreational opportunities. While legislatively all units of the National Park System are considered equal with the same mission, national parks are generally larger and more of a destination, and hunting and extractive activities are prohibited.[2] National monuments, on the other hand, are also frequently protected for their historical or archaeological significance. Eight national parks (including six in Alaska) are paired with a national preserve, areas with different levels of protection that are administered together but considered separate units and whose areas are not included in the figures below. The 423 units of the National Park System can be broadly referred to as national parks, but most have other formal designations.[3]

A bill creating the first national park, Yellowstone, was signed into law by President Ulysses S. Grant in 1872, followed by Mackinac National Park in 1875 (decommissioned in 1895), and then Rock Creek Park (later merged into National Capital Parks), Sequoia and Yosemite in 1890. The Organic Act of 1916 created the National Park Service "to conserve the scenery and the natural and historic objects and wildlife therein, and to provide for the enjoyment of the same in such manner and by such means as will leave them unimpaired for the enjoyment of future generations."[4] Many current national parks had been previously protected as national monuments by the president under the Antiquities Act or as other designations created by Congress before being redesignated by Congress; the newest national park is New River Gorge, previously a National River, and the most recent entirely new park is National Park of American Samoa. A few former national parks are no longer designated as such, or have been disbanded. Fourteen national parks are designated UNESCO World Heritage Sites (WHS),[5] and 21 national parks are named UNESCO Biosphere Reserves (BR),[6] with eight national parks in both programs.

Thirty states have national parks, as do the territories of American Samoa and the U.S. Virgin Islands. The state with the most national parks is California with nine, followed by Alaska with eight, Utah with five, and Colorado with four. The largest national park is Wrangell–St. Elias in Alaska: at over 8 million acres (32,375 km2), it is larger than each of the nine smallest states. The next three largest parks are also in Alaska. The smallest park is Gateway Arch National Park, Missouri, at 192.83 acres (0.7804 km2). The total area protected by national parks is approximately 52.2 million acres (211,000 km2), for an average of 829 thousand acres (3,350 km2) but a median of only 208 thousand acres (840 km2).[7]

The national parks set a visitation record in 2017, with more than 84 million visitors and set a further record in 2018 with a 0.1% increase.[8][9] Great Smoky Mountains National Park in North Carolina and Tennessee has been the most-visited park since 1944,[10] and had over 14 million visitors in 2021.[11] In contrast, only about 7,000 people visited the remote Gates of the Arctic National Park and Preserve in Alaska in 2021.

The Royal Exchange in London was founded in the 16th century by the merchant Sir Thomas Gresham on the suggestion of his factor Richard Clough to act as a centre of commerce for the City of London.[1] The site was provided by the City of London Corporation and the Worshipful Company of Mercers, who still jointly own the freehold. It is trapezoidal in shape and is flanked by Cornhill and Threadneedle Street, which converge at Bank junction in the heart of the city. It lies in the ward of Cornhill.

It has twice been destroyed by fire and subsequently rebuilt. The present building was designed by Sir William Tite in the 1840s. The site was notably occupied by the Lloyd's insurance market for nearly 150 years. Today the Royal Exchange contains Fortnum & Mason The Bar & Restaurant, luxury shops, and offices.

Traditionally, the steps of the Royal Exchange are the place where certain royal proclamations (such as the dissolution of parliament) are read out by either a herald or a crier. Following the death or abdication of a monarch and the confirmation of the next monarch's accession to the throne by the Accession Council, the Royal Exchange Building is one of the locations where a herald proclaims the new monarch's reign to the public.

A college endowment refers to all the money that an institution receives in donations. However, endowment funds are not ‘no-questions-asked’ cash boosts for the college. Instead, endowments are tightly controlled investments that are supposed to be grown so that the interest can be used to upgrade facilities, hire new staff, provide scholarships or aid the college or its students in some way.

Over the past three decades, the total market value of the 20 largest college endowments has grown nearly tenfold — from $30.6 billion to $302.1 billion. As the size of college endowments has increased, so too has the debate over their purpose, management and ethical obligations.

To get a better idea of how college endowments have changed over the last 30 years, DegreeQuery looked at the market value of the 20 largest U.S. college endowments from 1990 to 2020.

30 Years of U.S. college endowments

Based on the most recent NACUBO survey of 810 universities, the total market value of endowments in 2018 was $624.3 billion. 48.3% of that is held by just 20 colleges. But why the huge growth in market value over the past 30 years? It might be something to do with how much of the endowment the university chooses to spend on operations or the return rates of the endowment’s investment portfolio. Due to their often wealthy donor base and long-term investment horizons, the largest university endowments can invest in a diverse array of asset classes, and often grow faster than the economy as a whole.

From 1990 to 2020, the market value of the 20 largest college endowments grew at an average annual rate of 8.5% — faster than the 6.6% average annual growth rate for the Fortune 500 over the same period. The universities with the fastest growth over the past 30 years include the University of Michigan, Duke University and the University of Notre Dame. Meanwhile, the endowments with the slowest growth include Emory University, Rice University and Washington University in St. Louis.

1. U.S. college endowments in the 1990s

From 1990 to 1999, the market value of the 20 largest U.S. college endowments grew at an average annual rate of 12.5% — the fastest of the last three decades. As you can see from our graph, over this period, the University of Michigan endowment rose from the 20th largest to the 17th largest, and the University of Pennsylvania rose from the 16th largest to the 12th largest. Meanwhile, the Columbia University endowment fell from the sixth-largest to the 11th largest. Although the University of Texas System endowment had the slowest growth of the 20 largest endowments over this period, it remained the second-largest endowment overall.

2. U.S. college endowments in the 2000s

Endowment growth is closely connected with the overall health of the economy. As of 2018, just 4% of endowment assets were held as cash, the rest invested in equities, fixed income instruments and alternative investment vehicles. In the lead up to the 2008 financial crisis — university endowments had increasingly invested in high-risk, illiquid investments like private equity, real estate and hedge funds. As a result, endowments lost tens of billions of dollars in value, with some schools losing more than 25% of their total endowment value. From 2008 to 2009, the total value of the 20 largest endowments fell 3.4%. Yale posted the largest percentage decline, losing 28.6% of its market value. Other university endowments that posted big losses from the recession include Harvard, Duke and Stanford.

3. U.S. college endowments in the 2010s

Endowment growth rates rebounded in the wake of the Great Recession, although growth was still slow compared to the 1990s. From 2010 to 2018, the market value of the 20 largest endowments grew at an average annual rate of 7.6%. This is more than the 3.5% average annual growth rate for 2000 to 2009, yet less than the 12.5% rate for 1990 to 1999. During this period, the biggest winners were the University of Pennsylvania, rising from 11th to 7th largest, and the Texas A&M University System, which rose from 10th to 8th largest. Lackluster performance at some of the wealthiest schools has prompted some universities to make major changes to their endowment management. In 2017, for example, Harvard announced it would lay off roughly half of its 230-person staff in the wake of poor investment performance.

As you can see, university endowments were big business over the past 30 years. Nowadays, students, policymakers and the general public are increasingly involved in the conversation surrounding their management, mission and societal impact. For example, the 2017 Tax Cuts and Jobs Act, which imposed a 1.4% tax on the net investment income of the wealthiest endowments, recently sparked a wave of criticism from university administrators. Elsewhere on campus, protesting students demanded their universities divest from fossil fuel companies.

As the debate rages on and endowments continue to grow, these visualizations help us see how we got to this point.

Methodology

To get a better idea of how college endowments have changed over the last 30 years, DegreeQuery looked at the market value of the 20 largest U.S. college endowments from 1990 to 2018. Data on endowment asset value by university came from the National Association of College and University Business Officers (NACUBO) and is unadjusted for inflation. In years when certain universities did not participate in the NACUBO survey, we estimated the endowment value based on the compound annual growth rate for all available years. Estimated figures include the market value of the endowment assets for the Texas A&M University System for 1990, as well as the market value of the endowment assets for the University of California system for the years 1990 through 1992.

SOURCES
Fortune 500. (n.d.) Fortune 500 2018. fortune.com
NACUBO. (2019). Detailed Asset Allocations for U.S. College and University Endowments and Affiliated Foundations, FY18. nacubo.org
Miller, C. & Fabrikant, G. (2008). Universities retrench as endowments suffer from financial crisis. nytimes.com
Humphreys, J. et al. (2010). Educational Endowments and the Financial Crisis: Social Costs and Systemic Risks in the Shadow Banking System. tellus.org
Plender, J. (2014). There is a history lesson to be learnt from Yale endowment. ft.com
Fabrikant, G. (2017). Harvard Makes Changes in Managing a Lagging Endowment. nytimes.com
Tax Policy Center. (n.d.). What is the tax treatment of college and university endowments? taxpolicycenter.org

American popular music has had a profound effect on music across the world. The country has seen the rise of popular styles that have had a significant influence on global culture, including ragtime, blues, jazz, swing, rock, bluegrass, country, R&B, doo wop, gospel, soul, funk, punk, disco, house, techno, salsa, grunge and hip hop. In addition, the American music industry is quite diverse, supporting a number of regional styles such as zydeco, klezmer and slack-key.

Distinctive styles of American popular music emerged early in the 19th century, and in the 20th century the American music industry developed a series of new forms of music, using elements of blues and other genres of American folk music. These popular styles included country, R&B, jazz and rock. The 1960s and 1970s saw a number of important changes in American popular music, including the development of a number of new styles, such as heavy metal, punk, soul, and hip hop. Though these styles were not in the sense of mainstream, they were commercially recorded and are thus examples of popular music as opposed to folk or classical music.

There was a renewed interest in handcrafted art and design following the industrial revolution. This became the “Arts and Crafts” era and paved the way for the Craftsman home, or “arts and crafts” home.

Craftsman homes focus on simplicity to counter the ornate stylings of Victorian homes. They’re also designed to highlight the craftsmanship of its builders and include:

• A low-pitched roof with overhanging eaves
• A covered porch
• Woodwork including exposed beams and built-in features like shelving
• Natural tones to complement the warmth from woodworking

Craftsman homes are favored for their character and are another versatile style that may borrow common elements from other home styles.

1. From this valley they say you are going, I will miss your bright eyes and sweet smile, For they say you are taking the sunshine, that brightens our pathways awhile. (CHORUS) Come and sit by my side if you love me, do not hasten to bid me a-dieu, but remember the Red River Valley, and the cowboy who loved you so true.

2. I’ve been thinking a long time, my darlin’, Of the sweet words you never would say, now, alas, all my fond hopes must vanish. For they say you are going away. Repeat Chorus: Come and sit by my side if you love me, do not hasten to bid me a-dieu, but remember the Red River Valley, and the cowboy who loved you so true.

3. Do you think of the valley you’re leaving? Oh, how lonely and sad it will be! Do you think of the kind hearts you’re breaking, and the pain you are causing to me? Repeat Chorus: Come and sit by my side if you love me, do not hasten to bid me a-dieu, but remember the Red River Valley, and the cowboy who loved you so true.

4. I have promised you, darlin’, that never, will a word from my lips cause you pain; And my life, it will be yours forever If you only will love me again. Repeat Chorus: Come and sit by my side if you love me, do not hasten to bid me a-dieu, but remember the Red River Valley, and the cowboy who loved you so true.

Federal-style homes became popular after the American Revolution and were a refined upgrade to the popular Georgian house style. They have the same recurring shape and symmetry as other Colonial house styles, but their delicate ornamentation sets them apart.

Federal Colonial homes often feature:

• A layout built around a central hall
• An elliptical fanlight and two flanking lights (windows) around the door
• Paladin or tripartite windows

The elliptical fanlights and paladin windows are key distinguishing features from Georgian-style homes.

Despite the car initially being built in 1885 in Germany, American manufacturers completely dominated the automotive industry of the mid-twentieth century. Applaud be to Henry Ford, who established the first conveyor assembly line for his Model T on December 1, 1913. This creation reduced the production time of one vehicle from 12 hours to an hour and 33 minutes, making it a lot cheaper. Ford’s goal was to make automobiles accessible to everyone, and he achieved it. Nowadays, around 91% of American households own at least one car. 

Suburbanization

Before vehicles became widely available, people who lived in the city worked in the city, while most of those who settled in the country were farmers. Now that it was possible to travel vast distances in a short amount of time, the thought of dwelling away from the bustling downtown while still being able to work there looked tempting. After World War II, many soldiers received an opportunity to live on their property in a single-family home, resulting in a baby boom and a surge in demand for tract houses. Seventy-seven million children had been born by the end of 1964. At that time, the suburbs were booming, with over a third of the population residing there. 

The American Road Trip

Cars turned into a symbol of personal freedom and independence, allowing us to travel throughout the nation at will. For many families, the famous American road trip is a ritual. The destination itself, often overlooked, holds little value, as that feeling of liberty and the ability to travel to any desired location in the country alongside your family and friends is what brings immense joy. The complex infrastructure designed around your car makes this activity even better.

New Business Categories

Many new businesses started along with the development of automobiles. Getting hungry in the middle of the trip stopped being a problem. Just hit the local drive-in or drive-thru where carhops, sometimes on roller skates, will take care of the food orders, letting you stay inside the car. After everyone is full and satisfied, the desire to watch a good movie kicks in. So, our next destination is the drive-in theater. This gigantic outdoor screen with a parking area next to it was popular in the 1950s, romanticized by TV series such as Happy Days, American Graffiti, and Grease. Once again, there was no need to leave the vehicle unless you wanted to get some snacks from the concession stand. On the way home, let’s stop at a mall for some shopping. It is convenient to have many different stores gathered for us in one place. However, the distance from the downtown is reasonable. That is why we have cars; otherwise, such shopping centers wouldn’t exist. 

Hot Rodding, Drag Racing, and NASCAR

Coming back home from a heartwarming, peaceful family trip, it feels like there is a need for something more out of your car. What if it could go faster? Solely add an enormous engine and get a fancy paint job, turning it into a hot rod. Hot rodding and drag racing are motorsports that gained popularity in the 1950s and remain relevant. Another is NASCAR, where racers compete on slightly tilted speedways using stock cars. It is, by the way, the second most spectated sport in the USA behind the NFL (National Football League).

We could write a book on the tremendous impact cars made on American culture and society. However, a piece of paper could never fully convey all the experiences, as every automobile becomes unique in our hands. At Tempus Logix, we offer auto transportation across the nation, no matter if it is a hot rod, a family van, or a tractor: so that your motor vehicle can always stay by your side. (Quelle:tempuslogix.com)

Mediterranean home styles are made of stucco, so they’re most common in warm climate states like Arizona and California. These homes grew in popularity in the 1920s and ‘30s after being featured as homes for the rich and famous on the silver screen.

Mediterranean-style homes include Spanish and Italian architectural elements. These key features make them easy to spot:

• Stucco walls painted white or brown
• Classic red tile roofs
• Arched doorways and windows
• Ornamentation including wrought iron, heavy doors, and decorative tiles

Mediterranean homes still carry the feelings of class and luxury they were built with over 100 years ago, with an added element of history and charm.